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Gareth Ellis

Account Manager
ACI Worldwide
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Gareth Ellis

Are you losing sleep over interchange fee changes?

If you’re a European merchant acquirer, then I should think you are. In case you've not been following the conversations around the new regulations, here’s what we know already: The EU Commission continues its attack on reducing interchange rates and changing the cards business model across Europe There are plans to introduce new card regulation...

29 July 2014 /payments /retail

Gareth Ellis

HCE: the decline of TSMs and the rise of NFC?

The news that VISA and MasterCard have decided to announce support of Host Card Emulation (HCE) appears to be one of those items you read sometimes where you suddenly realise that there has just been a quite dramatic shift in the industry. For a number of years, instead of discussing the usual Payment Ecosystem: Banks, Processors, Cards and Acqui...

20 February 2014 /payments

Gareth writes about

  • payments
  • retail banking

Gareth's opinion archive

  • 2014 (2)
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